Call reports 2024
LEGACY BANK — 2024
What LEGACY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 323,763,000 | 325,547,000 | 336,195,000 | 337,515,000 |
| Total loans | 178,971,000 | 188,988,000 | 199,838,000 | 204,498,000 |
| Allowance for loan losses | 2,936,000 | 2,937,000 | 2,930,000 | 2,918,000 |
| Securities available for sale | 107,228,000 | 104,688,000 | 103,767,000 | 102,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,107,000 | 257,881,000 | 270,883,000 | 273,057,000 |
| Interest-bearing deposits | 191,299,000 | 188,812,000 | 201,640,000 | 204,900,000 |
| Noninterest-bearing deposits | 73,808,000 | 69,069,000 | 69,243,000 | 68,157,000 |
| Equity capital | 57,563,000 | 57,793,000 | 58,347,000 | 58,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,174,000 | 6,621,000 | 10,212,000 | 13,906,000 |
| Interest expense | 1,177,000 | 2,456,000 | 3,946,000 | 5,434,000 |
| Net interest income | 1,997,000 | 4,165,000 | 6,266,000 | 8,472,000 |
| Noninterest income | 90,000 | 195,000 | 282,000 | 377,000 |
| Noninterest expense | 1,667,000 | 3,296,000 | 4,947,000 | 6,566,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 420,000 | 1,064,000 | 1,601,000 | 2,283,000 |
| Income tax | 19,000 | 88,000 | 136,000 | 208,000 |
| Net income | 401,000 | 976,000 | 1,465,000 | 2,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,046,000 | 71,621,000 | 72,110,000 | 71,444,000 |
| Total capital | 73,760,000 | 74,466,000 | 75,040,000 | 74,362,000 |
| Risk-weighted assets | 216,939,000 | 227,579,000 | 235,925,000 | 239,604,000 |