Call reports 2023
LEGACY BANK — 2023
What LEGACY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 322,397,000 | 328,428,000 | 315,419,000 | 322,414,000 |
| Total loans | 147,506,000 | 151,960,000 | 159,392,000 | 165,493,000 |
| Allowance for loan losses | 2,959,000 | 2,948,000 | 2,945,000 | 2,912,000 |
| Securities available for sale | 110,423,000 | 108,920,000 | 102,371,000 | 109,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,736,000 | 270,057,000 | 260,162,000 | 262,391,000 |
| Interest-bearing deposits | 189,321,000 | 192,504,000 | 190,039,000 | 189,978,000 |
| Noninterest-bearing deposits | 74,415,000 | 77,553,000 | 70,123,000 | 72,413,000 |
| Equity capital | 57,479,000 | 57,753,000 | 54,214,000 | 59,254,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,770,000 | 5,728,000 | 8,908,000 | 12,094,000 |
| Interest expense | 605,000 | 1,394,000 | 2,380,000 | 3,452,000 |
| Net interest income | 2,165,000 | 4,334,000 | 6,528,000 | 8,642,000 |
| Noninterest income | 109,000 | 203,000 | 460,000 | 487,000 |
| Noninterest expense | 1,547,000 | 3,173,000 | 4,838,000 | 6,451,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 727,000 | 1,364,000 | 2,150,000 | 2,678,000 |
| Income tax | 91,000 | 166,000 | 263,000 | 295,000 |
| Net income | 636,000 | 1,198,000 | 1,887,000 | 2,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,823,000 | 72,385,000 | 73,074,000 | 71,603,000 |
| Total capital | 74,171,000 | 74,810,000 | 75,614,000 | 74,194,000 |
| Risk-weighted assets | 187,260,000 | 193,522,000 | 202,805,000 | 207,018,000 |