Call reports 2022
LEGACY BANK — 2022
What LEGACY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 325,238,000 | 323,757,000 | 327,116,000 | 320,069,000 |
| Total loans | 149,440,000 | 154,228,000 | 151,323,000 | 148,094,000 |
| Allowance for loan losses | 2,990,000 | 2,910,000 | 2,900,000 | 2,945,000 |
| Securities available for sale | 123,918,000 | 114,439,000 | 107,401,000 | 108,569,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,834,000 | 265,989,000 | 271,612,000 | 264,684,000 |
| Interest-bearing deposits | 186,600,000 | 187,456,000 | 188,585,000 | 188,228,000 |
| Noninterest-bearing deposits | 75,234,000 | 78,533,000 | 83,027,000 | 76,456,000 |
| Equity capital | 62,448,000 | 57,296,000 | 54,669,000 | 54,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,281,000 | 4,908,000 | 8,471,000 | 10,724,000 |
| Interest expense | 208,000 | 404,000 | 636,000 | 1,003,000 |
| Net interest income | 2,073,000 | 4,504,000 | 7,835,000 | 9,721,000 |
| Noninterest income | 96,000 | 191,000 | 256,000 | 343,000 |
| Noninterest expense | 1,366,000 | 2,840,000 | 4,198,000 | 5,776,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 803,000 | 1,855,000 | 3,893,000 | 4,288,000 |
| Income tax | 99,000 | 245,000 | 598,000 | 733,000 |
| Net income | 704,000 | 1,610,000 | 3,295,000 | 3,555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,932,000 | 71,838,000 | 73,523,000 | 71,187,000 |
| Total capital | 73,324,000 | 74,258,000 | 75,925,000 | 73,543,000 |
| Risk-weighted assets | 190,762,000 | 193,114,000 | 191,728,000 | 187,954,000 |