Call reports 2021
LEGACY BANK — 2021
What LEGACY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 328,187,000 | 339,729,000 | 334,898,000 | 332,846,000 |
| Total loans | 140,895,000 | 147,201,000 | 154,357,000 | 148,841,000 |
| Allowance for loan losses | 2,995,000 | 2,995,000 | 2,995,000 | 2,991,000 |
| Securities available for sale | 128,836,000 | 121,900,000 | 124,442,000 | 126,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,278,000 | 267,795,000 | 262,353,000 | 262,202,000 |
| Interest-bearing deposits | 185,747,000 | 185,227,000 | 186,748,000 | 189,298,000 |
| Noninterest-bearing deposits | 71,531,000 | 82,568,000 | 75,605,000 | 72,904,000 |
| Equity capital | 69,965,000 | 71,327,000 | 71,740,000 | 70,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,177,000 | 4,505,000 | 6,904,000 | 9,309,000 |
| Interest expense | 265,000 | 505,000 | 743,000 | 972,000 |
| Net interest income | 1,912,000 | 4,000,000 | 6,161,000 | 8,337,000 |
| Noninterest income | 239,000 | 344,000 | 117,000 | 206,000 |
| Noninterest expense | 1,379,000 | 2,738,000 | 4,018,000 | 5,365,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 772,000 | 1,606,000 | 2,260,000 | 3,178,000 |
| Income tax | 108,000 | 216,000 | 286,000 | 411,000 |
| Net income | 664,000 | 1,390,000 | 1,974,000 | 2,767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,856,000 | 70,582,000 | 71,166,000 | 70,228,000 |
| Total capital | 72,195,000 | 72,968,000 | 73,605,000 | 72,651,000 |
| Risk-weighted assets | 186,482,000 | 190,339,000 | 194,566,000 | 193,346,000 |