Call reports 2020
LEGACY BANK — 2020
What LEGACY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 307,361,000 | 318,886,000 | 321,017,000 | 323,586,000 |
| Total loans | 142,238,000 | 144,810,000 | 144,735,000 | 145,744,000 |
| Allowance for loan losses | 2,371,000 | 2,406,000 | 2,400,000 | 2,900,000 |
| Securities available for sale | 110,841,000 | 106,781,000 | 101,807,000 | 106,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,657,000 | 245,772,000 | 246,783,000 | 250,537,000 |
| Interest-bearing deposits | 180,665,000 | 184,059,000 | 167,399,000 | 186,904,000 |
| Noninterest-bearing deposits | 54,992,000 | 61,713,000 | 79,384,000 | 63,633,000 |
| Equity capital | 70,694,000 | 72,156,000 | 73,070,000 | 71,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,481,000 | 4,761,000 | 6,966,000 | 9,102,000 |
| Interest expense | 458,000 | 845,000 | 1,184,000 | 1,491,000 |
| Net interest income | 2,023,000 | 3,916,000 | 5,782,000 | 7,611,000 |
| Noninterest income | 103,000 | 971,000 | 1,412,000 | 1,567,000 |
| Noninterest expense | 1,526,000 | 2,973,000 | 4,382,000 | 5,766,000 |
| Provision for loan losses | -90,000 | -90,000 | -90,000 | -90,000 |
| Pretax income | 690,000 | 2,004,000 | 2,905,000 | 3,505,000 |
| Income tax | 111,000 | 225,000 | 291,000 | 378,000 |
| Net income | 579,000 | 1,779,000 | 2,614,000 | 3,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,373,000 | 69,574,000 | 70,408,000 | 69,192,000 |
| Total capital | — | 71,819,000 | 72,671,000 | 71,427,000 |
| Risk-weighted assets | — | 179,459,000 | 180,931,000 | 178,198,000 |