Call reports 2019
LEGACY BANK — 2019
What LEGACY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 305,030,000 | 304,415,000 | 302,962,000 | 304,925,000 |
| Total loans | 143,436,000 | 140,173,000 | 138,377,000 | 142,484,000 |
| Allowance for loan losses | 2,378,000 | 2,363,000 | 2,437,000 | 2,470,000 |
| Securities available for sale | 108,317,000 | 99,368,000 | 109,338,000 | 106,050,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,079,000 | 235,978,000 | 233,924,000 | 236,533,000 |
| Interest-bearing deposits | 181,658,000 | 180,279,000 | 177,292,000 | 181,307,000 |
| Noninterest-bearing deposits | 55,421,000 | 55,699,000 | 56,632,000 | 55,226,000 |
| Equity capital | 67,196,000 | 67,807,000 | 68,173,000 | 67,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,441,000 | 4,804,000 | 7,250,000 | 9,647,000 |
| Interest expense | 410,000 | 906,000 | 1,406,000 | 1,884,000 |
| Net interest income | 2,031,000 | 3,898,000 | 5,844,000 | 7,763,000 |
| Noninterest income | 168,000 | 249,000 | 365,000 | 576,000 |
| Noninterest expense | 1,759,000 | 3,471,000 | 5,205,000 | 6,702,000 |
| Provision for loan losses | 347,000 | 347,000 | 347,000 | 147,000 |
| Pretax income | 93,000 | 329,000 | 657,000 | 1,517,000 |
| Income tax | -21,000 | -11,000 | 20,000 | 165,000 |
| Net income | 114,000 | 340,000 | 637,000 | 1,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,638,000 | 67,864,000 | 68,161,000 | 67,795,000 |
| Total capital | 69,936,000 | 70,096,000 | 70,399,000 | 70,097,000 |
| Risk-weighted assets | 183,827,000 | 178,476,000 | 178,883,000 | 184,046,000 |