Call reports 2018
LEGACY BANK — 2018
What LEGACY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 310,752,000 | 310,725,000 | 308,756,000 | 306,087,000 |
| Total loans | 155,917,000 | 156,232,000 | 150,081,000 | 149,070,000 |
| Allowance for loan losses | 2,726,000 | 2,619,000 | 2,713,000 | 2,712,000 |
| Securities available for sale | 115,459,000 | 113,757,000 | 115,894,000 | 113,507,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,782,000 | 243,935,000 | 241,672,000 | 238,820,000 |
| Interest-bearing deposits | 193,588,000 | 191,272,000 | 189,563,000 | 187,151,000 |
| Noninterest-bearing deposits | 50,194,000 | 52,663,000 | 52,109,000 | 51,669,000 |
| Equity capital | 66,247,000 | 66,170,000 | 66,239,000 | 66,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,345,000 | 4,750,000 | 7,195,000 | 9,587,000 |
| Interest expense | 311,000 | 647,000 | 1,009,000 | 1,406,000 |
| Net interest income | 2,034,000 | 4,103,000 | 6,186,000 | 8,181,000 |
| Noninterest income | 132,000 | 267,000 | 397,000 | 548,000 |
| Noninterest expense | 1,881,000 | 3,710,000 | 5,482,000 | 7,238,000 |
| Provision for loan losses | 0 | 387,000 | 387,000 | 387,000 |
| Pretax income | 285,000 | 273,000 | 714,000 | 1,104,000 |
| Income tax | 14,000 | -36,000 | 12,000 | 43,000 |
| Net income | 271,000 | 309,000 | 702,000 | 1,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,491,000 | 67,529,000 | 67,597,000 | 67,524,000 |
| Total capital | 69,958,000 | 69,987,000 | 69,979,000 | 69,885,000 |
| Risk-weighted assets | 197,104,000 | 196,497,000 | 190,245,000 | 188,547,000 |