Call reports 2017
LEGACY BANK — 2017
What LEGACY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 329,756,000 | 329,469,000 | 325,201,000 | 320,293,000 |
| Total loans | 133,578,000 | 136,475,000 | 144,684,000 | 159,828,000 |
| Allowance for loan losses | 1,647,000 | 1,691,000 | 2,423,000 | 2,718,000 |
| Securities available for sale | 131,468,000 | 129,854,000 | 126,815,000 | 119,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,746,000 | 261,078,000 | 256,701,000 | 253,372,000 |
| Interest-bearing deposits | 212,802,000 | 209,981,000 | 207,179,000 | 200,347,000 |
| Noninterest-bearing deposits | 48,944,000 | 51,097,000 | 49,522,000 | 53,025,000 |
| Equity capital | 67,327,000 | 67,915,000 | 67,797,000 | 66,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,210,000 | 4,425,000 | 6,747,000 | 9,176,000 |
| Interest expense | 251,000 | 522,000 | 818,000 | 1,123,000 |
| Net interest income | 1,959,000 | 3,903,000 | 5,929,000 | 8,053,000 |
| Noninterest income | 189,000 | 336,000 | 464,000 | 575,000 |
| Noninterest expense | 1,774,000 | 3,465,000 | 5,216,000 | 7,174,000 |
| Provision for loan losses | 137,000 | 204,000 | 954,000 | 1,320,000 |
| Pretax income | 237,000 | 570,000 | 223,000 | 134,000 |
| Income tax | 8,000 | 59,000 | -175,000 | 118,000 |
| Net income | 229,000 | 511,000 | 398,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,937,000 | 68,219,000 | 68,107,000 | 67,076,000 |
| Total capital | 69,584,000 | 69,910,000 | 70,524,000 | 69,610,000 |
| Risk-weighted assets | 186,403,000 | 198,810,000 | 193,362,000 | 202,586,000 |