Call reports 2015
LEGACY BANK — 2015
What LEGACY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 321,332,000 | 321,119,000 | 324,912,000 | 326,897,000 |
| Total loans | 124,873,000 | 124,080,000 | 124,811,000 | 127,640,000 |
| Allowance for loan losses | 2,921,000 | 2,913,000 | 2,898,000 | 2,939,000 |
| Securities available for sale | 135,168,000 | 134,056,000 | 130,375,000 | 130,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,827,000 | 253,830,000 | 255,324,000 | 258,173,000 |
| Interest-bearing deposits | 206,459,000 | 205,524,000 | 206,860,000 | 206,123,000 |
| Noninterest-bearing deposits | 46,368,000 | 48,306,000 | 48,464,000 | 52,050,000 |
| Equity capital | 67,757,000 | 66,731,000 | 68,833,000 | 68,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,747,000 | 5,486,000 | 8,272,000 | 11,145,000 |
| Interest expense | 215,000 | 434,000 | 657,000 | 884,000 |
| Net interest income | 2,532,000 | 5,052,000 | 7,615,000 | 10,261,000 |
| Noninterest income | 148,000 | 320,000 | 474,000 | 620,000 |
| Noninterest expense | 1,854,000 | 3,611,000 | 5,325,000 | 7,158,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 826,000 | 1,761,000 | 2,764,000 | 3,723,000 |
| Income tax | 205,000 | 397,000 | 637,000 | 864,000 |
| Net income | 621,000 | 1,364,000 | 2,127,000 | 2,859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,147,000 | 68,856,000 | 69,575,000 | 68,958,000 |
| Total capital | 70,224,000 | 70,953,000 | 71,711,000 | 71,187,000 |
| Risk-weighted assets | 165,305,000 | 166,970,000 | 170,154,000 | 177,615,000 |