Call reports 2014
LEGACY BANK — 2014
What LEGACY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 341,310,000 | 344,180,000 | 325,430,000 | 322,468,000 |
| Total loans | 132,841,000 | 130,263,000 | 128,966,000 | 124,814,000 |
| Allowance for loan losses | 3,287,000 | 3,263,000 | 3,246,000 | 2,915,000 |
| Securities available for sale | 134,935,000 | 146,980,000 | 147,073,000 | 136,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,099,000 | 279,763,000 | 259,420,000 | 255,855,000 |
| Interest-bearing deposits | 226,578,000 | 228,819,000 | 210,003,000 | 206,025,000 |
| Noninterest-bearing deposits | 52,521,000 | 50,944,000 | 49,417,000 | 49,830,000 |
| Equity capital | 61,472,000 | 63,802,000 | 65,217,000 | 66,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,906,000 | 5,800,000 | 8,639,000 | 11,458,000 |
| Interest expense | 232,000 | 489,000 | 724,000 | 949,000 |
| Net interest income | 2,674,000 | 5,311,000 | 7,915,000 | 10,509,000 |
| Noninterest income | 143,000 | 298,000 | 451,000 | 595,000 |
| Noninterest expense | 1,874,000 | 3,696,000 | 5,531,000 | 7,493,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 943,000 | 1,913,000 | 2,835,000 | 3,611,000 |
| Income tax | 228,000 | 466,000 | 684,000 | 878,000 |
| Net income | 715,000 | 1,447,000 | 2,151,000 | 2,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,064,000 | 67,774,000 | 68,462,000 | 67,731,000 |
| Total capital | 69,136,000 | 69,867,000 | 70,532,000 | 69,727,000 |
| Risk-weighted assets | 164,516,000 | 166,231,000 | 164,461,000 | 158,731,000 |