Call reports 2013
LEGACY BANK — 2013
What LEGACY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 334,992,000 | 333,392,000 | 323,030,000 | 320,402,000 |
| Total loans | 145,299,000 | 139,024,000 | 133,031,000 | 131,508,000 |
| Allowance for loan losses | 3,379,000 | 3,381,000 | 3,325,000 | 3,288,000 |
| Securities available for sale | 142,890,000 | 135,987,000 | 139,720,000 | 134,719,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,893,000 | 268,963,000 | 261,235,000 | 261,614,000 |
| Interest-bearing deposits | 218,149,000 | 213,660,000 | 208,796,000 | 211,620,000 |
| Noninterest-bearing deposits | 49,744,000 | 55,303,000 | 52,439,000 | 49,994,000 |
| Equity capital | 65,877,000 | 63,937,000 | 61,067,000 | 58,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,262,000 | 6,452,000 | 9,482,000 | 12,562,000 |
| Interest expense | 288,000 | 546,000 | 797,000 | 1,032,000 |
| Net interest income | 2,974,000 | 5,906,000 | 8,685,000 | 11,530,000 |
| Noninterest income | 167,000 | 340,000 | 493,000 | 637,000 |
| Noninterest expense | 1,769,000 | 3,524,000 | 5,316,000 | 7,151,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,372,000 | 2,722,000 | 3,863,000 | 5,017,000 |
| Income tax | 368,000 | 729,000 | 1,020,000 | 1,316,000 |
| Net income | 1,004,000 | 1,993,000 | 2,843,000 | 3,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,127,000 | 66,085,000 | 66,922,000 | 66,426,000 |
| Total capital | 67,332,000 | 68,226,000 | 69,042,000 | 68,535,000 |
| Risk-weighted assets | 175,265,000 | 170,068,000 | 168,376,000 | 167,576,000 |