Call reports 2012
LEGACY BANK — 2012
What LEGACY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 350,321,000 | 344,996,000 | 341,321,000 | 349,054,000 |
| Total loans | 163,900,000 | 157,114,000 | 154,703,000 | 151,224,000 |
| Allowance for loan losses | 3,874,000 | 3,864,000 | 3,884,000 | 3,872,000 |
| Securities available for sale | 127,796,000 | 131,581,000 | 150,271,000 | 129,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,134,000 | 279,038,000 | 274,187,000 | 282,902,000 |
| Interest-bearing deposits | 232,026,000 | 228,780,000 | 223,889,000 | 226,140,000 |
| Noninterest-bearing deposits | 53,108,000 | 50,258,000 | 50,298,000 | 56,762,000 |
| Equity capital | 64,054,000 | 65,353,000 | 66,285,000 | 65,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,483,000 | 6,756,000 | 10,092,000 | 13,419,000 |
| Interest expense | 474,000 | 911,000 | 1,275,000 | 1,601,000 |
| Net interest income | 3,009,000 | 5,845,000 | 8,817,000 | 11,818,000 |
| Noninterest income | 157,000 | 319,000 | 466,000 | 548,000 |
| Noninterest expense | 1,876,000 | 3,679,000 | 5,449,000 | 7,367,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,290,000 | 2,485,000 | 3,834,000 | 4,999,000 |
| Income tax | 351,000 | 669,000 | 1,036,000 | 1,329,000 |
| Net income | 939,000 | 1,816,000 | 2,798,000 | 3,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,285,000 | 64,067,000 | 64,997,000 | 64,306,000 |
| Total capital | 65,672,000 | 66,379,000 | 67,290,000 | 66,561,000 |
| Risk-weighted assets | 189,502,000 | 183,388,000 | 181,867,000 | 178,746,000 |