Call reports 2011
LEGACY BANK — 2011
What LEGACY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 355,628,000 | 347,104,000 | 344,300,000 | 351,988,000 |
| Total loans | 177,212,000 | 174,724,000 | 176,180,000 | 172,399,000 |
| Allowance for loan losses | 2,830,000 | 3,291,000 | 3,780,000 | 3,864,000 |
| Securities available for sale | 149,906,000 | 136,063,000 | 101,176,000 | 119,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,609,000 | 284,082,000 | 279,048,000 | 287,604,000 |
| Interest-bearing deposits | 254,426,000 | 242,022,000 | 236,147,000 | 236,300,000 |
| Noninterest-bearing deposits | 41,183,000 | 42,060,000 | 42,901,000 | 51,304,000 |
| Equity capital | 58,980,000 | 62,309,000 | 64,148,000 | 63,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,251,000 | 8,341,000 | 12,340,000 | 15,924,000 |
| Interest expense | 763,000 | 1,498,000 | 2,102,000 | 2,637,000 |
| Net interest income | 3,488,000 | 6,843,000 | 10,238,000 | 13,287,000 |
| Noninterest income | 148,000 | 306,000 | 436,000 | 378,000 |
| Noninterest expense | 1,777,000 | 3,547,000 | 5,288,000 | 7,141,000 |
| Provision for loan losses | 330,000 | 955,000 | 1,480,000 | 1,705,000 |
| Pretax income | 1,534,000 | 2,652,000 | 3,911,000 | 4,823,000 |
| Income tax | 435,000 | 728,000 | 1,068,000 | 1,314,000 |
| Net income | 1,099,000 | 1,924,000 | 2,843,000 | 3,509,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,288,000 | 62,113,000 | 63,033,000 | 62,365,000 |
| Total capital | 63,922,000 | 64,658,000 | 65,501,000 | 64,833,000 |
| Risk-weighted assets | 210,506,000 | 202,835,000 | 196,165,000 | 196,026,000 |