Call reports 2010
LEGACY BANK — 2010
What LEGACY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 321,004,000 | 324,707,000 | 354,650,000 | 361,965,000 |
| Total loans | 169,995,000 | 173,902,000 | 180,054,000 | 179,540,000 |
| Allowance for loan losses | 1,830,000 | 2,017,000 | 2,407,000 | 2,563,000 |
| Securities available for sale | 119,700,000 | 113,837,000 | 147,030,000 | 154,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,538,000 | 263,668,000 | 291,500,000 | 304,535,000 |
| Interest-bearing deposits | 230,447,000 | 228,675,000 | 255,368,000 | 262,953,000 |
| Noninterest-bearing deposits | 31,091,000 | 34,993,000 | 36,132,000 | 41,582,000 |
| Equity capital | 58,579,000 | 60,524,000 | 62,043,000 | 57,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,208,000 | 8,440,000 | 12,625,000 | 16,753,000 |
| Interest expense | 925,000 | 1,829,000 | 2,709,000 | 3,556,000 |
| Net interest income | 3,283,000 | 6,611,000 | 9,916,000 | 13,197,000 |
| Noninterest income | 172,000 | 372,000 | 557,000 | 743,000 |
| Noninterest expense | 1,772,000 | 3,602,000 | 5,358,000 | 7,417,000 |
| Provision for loan losses | 45,000 | 205,000 | 595,000 | 807,000 |
| Pretax income | 1,643,000 | 3,185,000 | 4,528,000 | 5,707,000 |
| Income tax | 511,000 | 987,000 | 1,389,000 | 1,683,000 |
| Net income | 1,132,000 | 2,198,000 | 3,139,000 | 4,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,616,000 | 59,681,000 | 60,623,000 | 60,189,000 |
| Total capital | 60,446,000 | 61,698,000 | 63,030,000 | 62,752,000 |
| Risk-weighted assets | 192,849,000 | 195,627,000 | 208,122,000 | 214,646,000 |