Call reports 2009
LEGACY BANK — 2009
What LEGACY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 291,008,000 | 288,815,000 | 302,380,000 | 319,204,000 |
| Total loans | 176,707,000 | 171,232,000 | 176,442,000 | 168,396,000 |
| Allowance for loan losses | 2,777,000 | 2,719,000 | 2,721,000 | 1,782,000 |
| Securities available for sale | 94,783,000 | 100,170,000 | 108,717,000 | 122,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,270,000 | 231,637,000 | 243,230,000 | 262,544,000 |
| Interest-bearing deposits | 203,353,000 | 199,649,000 | 212,877,000 | 226,152,000 |
| Noninterest-bearing deposits | 30,917,000 | 31,988,000 | 30,353,000 | 36,392,000 |
| Equity capital | 56,020,000 | 56,364,000 | 58,147,000 | 56,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,685,000 | 7,425,000 | 11,404,000 | 15,449,000 |
| Interest expense | 1,064,000 | 2,046,000 | 3,000,000 | 3,953,000 |
| Net interest income | 2,621,000 | 5,379,000 | 8,404,000 | 11,496,000 |
| Noninterest income | 176,000 | 391,000 | 590,000 | 781,000 |
| Noninterest expense | 1,651,000 | 3,418,000 | 5,223,000 | 6,869,000 |
| Provision for loan losses | 930,000 | 975,000 | 1,020,000 | 1,365,000 |
| Pretax income | 205,000 | 1,366,000 | 2,745,000 | 4,035,000 |
| Income tax | 28,000 | 378,000 | 799,000 | 1,188,000 |
| Net income | 177,000 | 988,000 | 1,946,000 | 2,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,132,000 | 56,943,000 | 57,901,000 | 57,484,000 |
| Total capital | 58,549,000 | 59,321,000 | 60,351,000 | 59,266,000 |
| Risk-weighted assets | 192,993,000 | 189,931,000 | 195,692,000 | 192,422,000 |