Call reports 2005
LEGACY BANK — 2005
What LEGACY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 224,495,000 | 234,889,000 | 240,730,000 | 245,232,000 |
| Total loans | 87,156,000 | 97,279,000 | 99,955,000 | 108,574,000 |
| Allowance for loan losses | 2,771,000 | 2,748,000 | 2,732,000 | 2,654,000 |
| Securities available for sale | 128,429,000 | 126,896,000 | 124,217,000 | 125,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,783,000 | 183,291,000 | 189,030,000 | 194,772,000 |
| Interest-bearing deposits | 154,942,000 | 159,674,000 | 163,659,000 | 172,624,000 |
| Noninterest-bearing deposits | 19,841,000 | 23,617,000 | 25,371,000 | 22,148,000 |
| Equity capital | 48,794,000 | 51,199,000 | 51,272,000 | 50,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,054,000 | 6,235,000 | 9,632,000 | 13,259,000 |
| Interest expense | 862,000 | 1,792,000 | 2,862,000 | 4,127,000 |
| Net interest income | 2,192,000 | 4,443,000 | 6,770,000 | 9,132,000 |
| Noninterest income | 112,000 | 214,000 | 327,000 | 430,000 |
| Noninterest expense | 1,094,000 | 2,176,000 | 3,271,000 | 4,548,000 |
| Provision for loan losses | 18,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 1,193,000 | 2,462,000 | 3,808,000 | 4,999,000 |
| Income tax | 336,000 | 700,000 | 1,093,000 | 1,434,000 |
| Net income | 857,000 | 1,762,000 | 2,715,000 | 3,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,263,000 | 50,168,000 | 51,121,000 | 50,618,000 |
| Total capital | 50,791,000 | 51,809,000 | 52,796,000 | 52,405,000 |
| Risk-weighted assets | 120,997,000 | 130,192,000 | 132,931,000 | 142,061,000 |
Machine access — free, no API key
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