Call reports 2025
COULEE BANK — 2025
What COULEE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 548,089,000 | 545,993,000 | 542,124,000 | 543,010,000 |
| Total loans | 457,476,000 | 459,953,000 | 443,744,000 | 423,070,000 |
| Allowance for loan losses | 4,979,000 | 9,954,000 | 6,504,000 | 5,942,000 |
| Securities available for sale | 72,938,000 | 69,196,000 | 69,262,000 | 96,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 449,782,000 | 434,983,000 | 437,432,000 | 435,105,000 |
| Interest-bearing deposits | 380,827,000 | 365,404,000 | 370,615,000 | 365,651,000 |
| Noninterest-bearing deposits | 68,955,000 | 69,579,000 | 66,817,000 | 69,454,000 |
| Equity capital | 42,006,000 | 37,150,000 | 39,379,000 | 38,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,471,000 | 15,176,000 | 22,975,000 | 30,485,000 |
| Interest expense | 3,464,000 | 6,871,000 | 10,220,000 | 13,337,000 |
| Net interest income | 4,007,000 | 8,305,000 | 12,755,000 | 17,148,000 |
| Noninterest income | 438,000 | 913,000 | 1,465,000 | 1,863,000 |
| Noninterest expense | 4,419,000 | 8,852,000 | 13,380,000 | 17,569,000 |
| Provision for loan losses | 105,000 | 5,325,000 | 5,430,000 | 7,835,000 |
| Pretax income | -79,000 | -4,959,000 | -4,590,000 | -6,393,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -79,000 | -4,959,000 | -4,590,000 | -6,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,497,000 | 48,617,000 | 48,986,000 | 47,181,000 |
| Total capital | 58,726,000 | 54,179,000 | 54,356,000 | 52,666,000 |
| Risk-weighted assets | 436,836,000 | 440,370,000 | 428,263,000 | 438,096,000 |