Call reports 2024
COULEE BANK — 2024
What COULEE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 566,793,000 | 568,239,000 | 581,576,000 | 553,149,000 |
| Total loans | 468,480,000 | 467,017,000 | 460,417,000 | 454,067,000 |
| Allowance for loan losses | 4,981,000 | 5,070,000 | 5,191,000 | 4,874,000 |
| Securities available for sale | 78,840,000 | 77,075,000 | 77,658,000 | 72,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,815,000 | 457,946,000 | 469,487,000 | 449,944,000 |
| Interest-bearing deposits | 394,631,000 | 390,614,000 | 398,342,000 | 380,389,000 |
| Noninterest-bearing deposits | 63,184,000 | 67,332,000 | 71,145,000 | 69,555,000 |
| Equity capital | 40,984,000 | 40,751,000 | 43,204,000 | 41,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 7,678,000 | 15,618,000 | 23,015,000 | 30,659,000 |
| Interest expense | 3,731,000 | 7,608,000 | 11,725,000 | 15,521,000 |
| Net interest income | 3,947,000 | 8,010,000 | 11,290,000 | 15,138,000 |
| Noninterest income | 570,000 | 1,272,000 | 1,879,000 | 2,213,000 |
| Noninterest expense | 4,481,000 | 9,115,000 | 13,152,000 | 17,584,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 170,000 |
| Pretax income | -69,000 | -43,000 | -298,000 | -653,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -69,000 | -43,000 | -298,000 | -653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,509,000 | 53,535,000 | 53,280,000 | 53,575,000 |
| Total capital | 58,490,000 | 58,605,000 | 58,471,000 | 58,699,000 |
| Risk-weighted assets | 443,009,000 | 439,951,000 | 445,010,000 | 435,466,000 |