Call reports 2023
COULEE BANK — 2023
What COULEE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 540,682,000 | 548,599,000 | 555,075,000 | 564,186,000 |
| Total loans | 442,195,000 | 450,930,000 | 460,761,000 | 462,332,000 |
| Allowance for loan losses | 4,552,000 | 4,657,000 | 4,771,000 | 4,876,000 |
| Securities available for sale | 83,587,000 | 80,676,000 | 77,324,000 | 80,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 431,905,000 | 429,121,000 | 455,791,000 | 453,211,000 |
| Interest-bearing deposits | 338,049,000 | 348,765,000 | 379,372,000 | 384,639,000 |
| Noninterest-bearing deposits | 93,856,000 | 80,356,000 | 76,419,000 | 68,572,000 |
| Equity capital | 39,691,000 | 38,381,000 | 37,908,000 | 41,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,480,000 | 13,286,000 | 20,523,000 | 28,094,000 |
| Interest expense | 1,901,000 | 4,493,000 | 7,445,000 | 10,825,000 |
| Net interest income | 4,579,000 | 8,793,000 | 13,078,000 | 17,269,000 |
| Noninterest income | 560,000 | 1,194,000 | 1,907,000 | 2,578,000 |
| Noninterest expense | 4,489,000 | 8,937,000 | 13,391,000 | 17,972,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | 527,000 | 822,000 | 1,261,000 | 1,013,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 527,000 | 822,000 | 1,260,000 | 1,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,617,000 | 51,769,000 | 53,870,000 | 53,578,000 |
| Total capital | 56,169,000 | 56,426,000 | 58,641,000 | 58,454,000 |
| Risk-weighted assets | 416,779,000 | 421,638,000 | 430,047,000 | 435,962,000 |