Call reports 2022
COULEE BANK — 2022
What COULEE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 495,530,000 | 502,413,000 | 507,839,000 | 542,602,000 |
| Total loans | 386,587,000 | 395,864,000 | 407,517,000 | 436,304,000 |
| Allowance for loan losses | 4,435,000 | 4,261,000 | 4,335,000 | 4,446,000 |
| Securities available for sale | 95,005,000 | 89,276,000 | 85,618,000 | 86,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 421,789,000 | 436,580,000 | 445,593,000 | 443,830,000 |
| Interest-bearing deposits | 341,438,000 | 342,480,000 | 341,251,000 | 335,544,000 |
| Noninterest-bearing deposits | 80,351,000 | 94,100,000 | 104,342,000 | 108,286,000 |
| Equity capital | 33,795,000 | 28,870,000 | 26,387,000 | 29,309,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,460,000 | 9,285,000 | 14,721,000 | 20,857,000 |
| Interest expense | 413,000 | 873,000 | 1,552,000 | 2,757,000 |
| Net interest income | 4,047,000 | 8,412,000 | 13,169,000 | 18,100,000 |
| Noninterest income | 916,000 | 1,621,000 | 2,303,000 | 2,941,000 |
| Noninterest expense | 4,918,000 | 9,091,000 | 12,980,000 | 16,967,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 420,000 |
| Pretax income | -60,000 | 732,000 | 2,177,000 | 3,654,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | -60,000 | 732,000 | 2,176,000 | 3,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,825,000 | 40,636,000 | 41,595,000 | 42,589,000 |
| Total capital | 45,260,000 | 44,897,000 | 45,930,000 | 47,035,000 |
| Risk-weighted assets | 387,037,000 | 390,943,000 | 406,069,000 | 418,212,000 |