Call reports 2021
COULEE BANK — 2021
What COULEE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 489,133,000 | 494,094,000 | 523,690,000 | 486,230,000 |
| Total loans | 353,576,000 | 361,099,000 | 361,888,000 | 371,897,000 |
| Allowance for loan losses | 4,037,000 | 4,134,000 | 4,237,000 | 4,362,000 |
| Securities available for sale | 78,970,000 | 83,379,000 | 83,469,000 | 84,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,648,000 | 396,094,000 | 423,698,000 | 401,168,000 |
| Interest-bearing deposits | 308,982,000 | 316,477,000 | 320,648,000 | 320,905,000 |
| Noninterest-bearing deposits | 75,666,000 | 79,617,000 | 103,050,000 | 80,263,000 |
| Equity capital | 43,300,000 | 42,385,000 | 42,307,000 | 41,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,172,000 | 9,787,000 | 14,033,000 | 18,446,000 |
| Interest expense | 504,000 | 1,015,000 | 1,506,000 | 1,981,000 |
| Net interest income | 4,668,000 | 8,772,000 | 12,527,000 | 16,465,000 |
| Noninterest income | 1,648,000 | 2,646,000 | 4,002,000 | 5,009,000 |
| Noninterest expense | 3,917,000 | 7,569,000 | 11,265,000 | 16,017,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 385,000 |
| Pretax income | 2,945,000 | 4,290,000 | 5,525,000 | 5,648,000 |
| Income tax | 0 | 0 | 8,000 | 11,000 |
| Net income | 2,945,000 | 4,290,000 | 5,517,000 | 5,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,172,000 | 41,517,000 | 41,679,000 | 41,083,000 |
| Total capital | 47,209,000 | 45,651,000 | 45,916,000 | 45,445,000 |
| Risk-weighted assets | 359,149,000 | 359,294,000 | 342,929,000 | 388,520,000 |