Call reports 2020
COULEE BANK — 2020
What COULEE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 390,140,000 | 441,635,000 | 434,807,000 | 446,368,000 |
| Total loans | 309,332,000 | 363,214,000 | 350,957,000 | 338,708,000 |
| Allowance for loan losses | 2,977,000 | 3,067,000 | 3,157,000 | 3,647,000 |
| Securities available for sale | 68,860,000 | 65,256,000 | 71,526,000 | 73,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 295,406,000 | 344,852,000 | 333,628,000 | 343,900,000 |
| Interest-bearing deposits | 259,177,000 | 281,687,000 | 275,397,000 | 283,497,000 |
| Noninterest-bearing deposits | 36,229,000 | 63,165,000 | 58,231,000 | 60,403,000 |
| Equity capital | 37,948,000 | 40,751,000 | 42,126,000 | 42,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,250,000 | 9,763,000 | 14,161,000 | 18,226,000 |
| Interest expense | 907,000 | 1,521,000 | 2,050,000 | 2,558,000 |
| Net interest income | 3,343,000 | 8,242,000 | 12,111,000 | 15,668,000 |
| Noninterest income | 520,000 | 1,819,000 | 3,003,000 | 4,475,000 |
| Noninterest expense | 3,069,000 | 6,487,000 | 9,832,000 | 13,583,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 760,000 |
| Pretax income | 731,000 | 3,822,000 | 5,440,000 | 6,284,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 731,000 | 3,822,000 | 5,440,000 | 6,284,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,906,000 | 38,663,000 | 39,914,000 | 40,351,000 |
| Total capital | 39,883,000 | 41,730,000 | 43,071,000 | 43,998,000 |
| Risk-weighted assets | 306,226,000 | 380,200,000 | 349,338,000 | 362,127,000 |