Call reports 2019
COULEE BANK — 2019
What COULEE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 399,568,000 | 396,742,000 | 386,715,000 | 386,378,000 |
| Total loans | 316,982,000 | 318,683,000 | 309,172,000 | 307,812,000 |
| Allowance for loan losses | 3,535,000 | 3,625,000 | 3,700,000 | 2,887,000 |
| Securities available for sale | 65,405,000 | 68,076,000 | 68,150,000 | 67,136,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,128,000 | 304,225,000 | 297,205,000 | 299,789,000 |
| Interest-bearing deposits | 263,647,000 | 263,876,000 | 252,895,000 | 254,352,000 |
| Noninterest-bearing deposits | 43,481,000 | 40,349,000 | 44,310,000 | 45,437,000 |
| Equity capital | 35,957,000 | 35,824,000 | 36,433,000 | 37,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,283,000 | 8,772,000 | 13,127,000 | 17,295,000 |
| Interest expense | 1,172,000 | 2,372,000 | 3,571,000 | 4,599,000 |
| Net interest income | 3,111,000 | 6,400,000 | 9,556,000 | 12,696,000 |
| Noninterest income | 403,000 | 914,000 | 1,503,000 | 2,189,000 |
| Noninterest expense | 2,512,000 | 5,199,000 | 7,957,000 | 10,967,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 912,000 | 1,935,000 | 2,837,000 | 3,563,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 912,000 | 1,935,000 | 2,837,000 | 3,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,172,000 | 35,398,000 | 35,874,000 | 36,174,000 |
| Total capital | 39,707,000 | 39,023,000 | 39,574,000 | 39,061,000 |
| Risk-weighted assets | 337,422,000 | 335,283,000 | 307,663,000 | 323,229,000 |