Call reports 2018
COULEE BANK — 2018
What COULEE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 363,882,000 | 373,893,000 | 378,555,000 | 389,173,000 |
| Total loans | 277,916,000 | 295,001,000 | 299,302,000 | 310,214,000 |
| Allowance for loan losses | 3,290,000 | 3,296,000 | 3,376,000 | 3,446,000 |
| Securities available for sale | 70,230,000 | 68,027,000 | 69,080,000 | 67,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,621,000 | 284,406,000 | 292,466,000 | 302,097,000 |
| Interest-bearing deposits | 259,583,000 | 241,805,000 | 250,518,000 | 252,823,000 |
| Noninterest-bearing deposits | 42,038,000 | 42,601,000 | 41,948,000 | 49,274,000 |
| Equity capital | 32,484,000 | 32,253,000 | 32,409,000 | 34,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,584,000 | 7,280,000 | 11,308,000 | 16,876,000 |
| Interest expense | 668,000 | 1,446,000 | 2,385,000 | 3,421,000 |
| Net interest income | 2,916,000 | 5,834,000 | 8,923,000 | 13,455,000 |
| Noninterest income | 559,000 | 1,325,000 | 1,970,000 | 2,866,000 |
| Noninterest expense | 2,555,000 | 5,236,000 | 7,833,000 | 11,315,000 |
| Provision for loan losses | 80,000 | 160,000 | 240,000 | 320,000 |
| Pretax income | 843,000 | 1,766,000 | 2,832,000 | 4,692,000 |
| Income tax | 1,000 | 2,000 | 4,000 | -9,000 |
| Net income | 842,000 | 1,764,000 | 2,828,000 | 4,701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,331,000 | 33,304,000 | 33,933,000 | 35,369,000 |
| Total capital | 36,621,000 | 36,600,000 | 37,309,000 | 38,815,000 |
| Risk-weighted assets | 285,578,000 | 307,898,000 | 312,393,000 | 330,626,000 |