Call reports 2017
COULEE BANK — 2017
What COULEE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 355,054,000 | 355,339,000 | 363,255,000 | 356,305,000 |
| Total loans | 266,031,000 | 265,865,000 | 276,107,000 | 274,649,000 |
| Allowance for loan losses | 2,976,000 | 3,052,000 | 3,132,000 | 3,213,000 |
| Securities available for sale | 79,067,000 | 78,442,000 | 75,652,000 | 73,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,060,000 | 283,100,000 | 289,868,000 | 287,555,000 |
| Interest-bearing deposits | 171,686,000 | 174,474,000 | 252,887,000 | 246,146,000 |
| Noninterest-bearing deposits | 114,374,000 | 108,626,000 | 36,981,000 | 41,409,000 |
| Equity capital | 31,095,000 | 32,479,000 | 32,903,000 | 32,462,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,498,000 | 7,021,000 | 10,545,000 | 14,314,000 |
| Interest expense | 510,000 | 1,069,000 | 1,701,000 | 2,337,000 |
| Net interest income | 2,988,000 | 5,952,000 | 8,844,000 | 11,977,000 |
| Noninterest income | 520,000 | 997,000 | 1,727,000 | 2,263,000 |
| Noninterest expense | 2,361,000 | 4,734,000 | 7,178,000 | 10,111,000 |
| Provision for loan losses | 120,000 | 200,000 | 280,000 | 360,000 |
| Pretax income | 1,027,000 | 2,015,000 | 3,113,000 | 3,769,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 5,000 |
| Net income | 1,026,000 | 2,013,000 | 3,109,000 | 3,764,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,025,000 | 31,596,000 | 32,275,000 | 32,515,000 |
| Total capital | 34,001,000 | 34,649,000 | 35,407,000 | 35,728,000 |
| Risk-weighted assets | 267,732,000 | 265,179,000 | 279,361,000 | 280,464,000 |