Call reports 2011
COULEE BANK — 2011
What COULEE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 272,055,000 | 271,942,000 | 275,340,000 | 275,739,000 |
| Total loans | 165,431,000 | 170,374,000 | 171,008,000 | 176,683,000 |
| Allowance for loan losses | 2,331,000 | 2,419,000 | 2,363,000 | 2,555,000 |
| Securities available for sale | 84,340,000 | 90,269,000 | 88,888,000 | 83,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,265,000 | 208,587,000 | 209,270,000 | 207,137,000 |
| Interest-bearing deposits | 117,141,000 | 191,279,000 | 188,964,000 | 198,468,000 |
| Noninterest-bearing deposits | 88,124,000 | 17,308,000 | 20,306,000 | 8,669,000 |
| Equity capital | 25,972,000 | 27,058,000 | 28,675,000 | 28,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,225,000 | 6,341,000 | 9,568,000 | 12,793,000 |
| Interest expense | 796,000 | 1,590,000 | 2,310,000 | 2,965,000 |
| Net interest income | 2,429,000 | 4,751,000 | 7,258,000 | 9,828,000 |
| Noninterest income | 374,000 | 850,000 | 1,452,000 | 1,840,000 |
| Noninterest expense | 1,551,000 | 3,239,000 | 4,925,000 | 6,621,000 |
| Provision for loan losses | 97,000 | 187,000 | 277,000 | 467,000 |
| Pretax income | 1,155,000 | 2,175,000 | 3,517,000 | 4,589,000 |
| Income tax | 9,000 | 18,000 | 20,000 | 27,000 |
| Net income | 1,146,000 | 2,157,000 | 3,497,000 | 4,562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,892,000 | 24,431,000 | 25,199,000 | 24,993,000 |
| Total capital | 27,186,000 | 26,655,000 | 27,401,000 | 27,202,000 |
| Risk-weighted assets | 183,482,000 | 177,904,000 | 176,018,000 | 176,451,000 |