Call reports 2005
COULEE BANK — 2005
What COULEE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 123,655,000 | 121,766,000 | 128,046,000 | 129,247,000 |
| Total loans | 91,792,000 | 91,065,000 | 98,327,000 | 100,766,000 |
| Allowance for loan losses | 987,000 | 1,046,000 | 1,058,000 | 1,002,000 |
| Securities available for sale | 25,425,000 | 24,630,000 | 23,633,000 | 22,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,486,000 | 103,347,000 | 110,232,000 | 111,291,000 |
| Interest-bearing deposits | 90,401,000 | 87,431,000 | 94,733,000 | 94,700,000 |
| Noninterest-bearing deposits | 15,085,000 | 15,916,000 | 15,499,000 | 16,591,000 |
| Equity capital | 14,047,000 | 14,156,000 | 14,163,000 | 14,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,709,000 | 3,436,000 | 5,248,000 | 7,147,000 |
| Interest expense | 447,000 | 940,000 | 1,507,000 | 2,173,000 |
| Net interest income | 1,262,000 | 2,496,000 | 3,741,000 | 4,974,000 |
| Noninterest income | 205,000 | 375,000 | 560,000 | 719,000 |
| Noninterest expense | 956,000 | 1,863,000 | 2,781,000 | 3,611,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 451,000 | 796,000 | 1,248,000 | 1,750,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 16,000 |
| Net income | 447,000 | 788,000 | 1,236,000 | 1,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,358,000 | 14,185,000 | 14,377,000 | 14,565,000 |
| Total capital | 15,345,000 | 15,231,000 | 15,435,000 | 15,567,000 |
| Risk-weighted assets | 94,948,000 | 93,346,000 | 98,955,000 | 103,028,000 |
Machine access — free, no API key
Every figure shown here about COULEE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.