Call reports 2018
BEVERLY BANK — 2018
What BEVERLY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 460,791,000 | 478,521,000 | 476,292,000 | 486,825,000 |
| Total loans | 388,359,000 | 400,995,000 | 409,847,000 | 413,642,000 |
| Allowance for loan losses | 4,130,000 | 4,157,000 | 4,188,000 | 4,229,000 |
| Securities available for sale | 40,097,000 | 38,326,000 | 38,116,000 | 37,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,412,000 | 398,713,000 | 397,583,000 | 410,928,000 |
| Interest-bearing deposits | 293,604,000 | 300,891,000 | 310,044,000 | 322,332,000 |
| Noninterest-bearing deposits | 87,808,000 | 97,822,000 | 87,539,000 | 88,596,000 |
| Equity capital | 39,326,000 | 39,850,000 | 40,540,000 | 41,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,354,000 | 9,002,000 | 13,827,000 | 18,846,000 |
| Interest expense | 876,000 | 1,866,000 | 2,987,000 | 4,228,000 |
| Net interest income | 3,478,000 | 7,136,000 | 10,840,000 | 14,618,000 |
| Noninterest income | 317,000 | 682,000 | 1,025,000 | 1,350,000 |
| Noninterest expense | 2,945,000 | 5,862,000 | 8,760,000 | 11,577,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 135,000 |
| Pretax income | 969,000 | 2,073,000 | 3,226,000 | 4,486,000 |
| Income tax | 198,000 | 489,000 | 794,000 | 1,124,000 |
| Net income | 771,000 | 1,584,000 | 2,432,000 | 3,362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,693,000 | 40,376,000 | 41,125,000 | 41,825,000 |
| Total capital | 43,823,000 | 44,533,000 | 45,313,000 | 46,054,000 |
| Risk-weighted assets | 339,210,000 | 349,318,000 | 356,053,000 | 362,712,000 |