Call reports 2006
BEVERLY BANK — 2006
What BEVERLY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 236,412,000 | 240,850,000 | 242,411,000 | 250,525,000 |
| Total loans | 203,391,000 | 208,800,000 | 209,531,000 | 215,868,000 |
| Allowance for loan losses | 1,687,000 | 1,845,000 | 1,901,000 | 1,911,000 |
| Securities available for sale | 518,000 | 480,000 | 490,000 | 15,722,000 |
| Securities held to maturity | 12,286,000 | 13,243,000 | 13,248,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,063,000 | 179,958,000 | 173,148,000 | 182,748,000 |
| Interest-bearing deposits | 151,657,000 | 152,163,000 | 145,723,000 | 153,907,000 |
| Noninterest-bearing deposits | 27,406,000 | 27,795,000 | 27,425,000 | 28,841,000 |
| Equity capital | 15,991,000 | 16,202,000 | 16,435,000 | 16,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,350,000 | 6,861,000 | 10,549,000 | 14,208,000 |
| Interest expense | 1,346,000 | 2,878,000 | 4,574,000 | 6,303,000 |
| Net interest income | 2,004,000 | 3,983,000 | 5,975,000 | 7,905,000 |
| Noninterest income | 139,000 | 289,000 | 458,000 | 654,000 |
| Noninterest expense | 1,571,000 | 3,151,000 | 4,765,000 | 6,441,000 |
| Provision for loan losses | 60,000 | 120,000 | 187,000 | 253,000 |
| Pretax income | 512,000 | 1,001,000 | 1,481,000 | 1,788,000 |
| Income tax | 203,000 | 400,000 | 598,000 | 715,000 |
| Net income | 309,000 | 601,000 | 883,000 | 1,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,975,000 | 16,186,000 | 16,419,000 | 16,539,000 |
| Total capital | 18,033,000 | 18,325,000 | 18,594,000 | 18,844,000 |
| Risk-weighted assets | 171,556,000 | 173,142,000 | 173,996,000 | 185,366,000 |
Machine access — free, no API key
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