Call reports 2018
BISCAYNE BANK — 2018
What BISCAYNE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 924,688,000 | 953,961,000 | 989,888,000 | 1,005,902,000 |
| Total loans | 781,778,000 | 801,135,000 | 834,474,000 | 850,345,000 |
| Allowance for loan losses | 7,846,000 | 8,092,000 | 8,431,000 | 8,447,000 |
| Securities available for sale | 3,946,000 | 3,816,000 | 3,681,000 | 3,599,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 709,274,000 | 744,312,000 | 750,630,000 | 750,655,000 |
| Interest-bearing deposits | 506,500,000 | 521,055,000 | 515,478,000 | 532,664,000 |
| Noninterest-bearing deposits | 202,774,000 | 223,257,000 | 235,152,000 | 217,991,000 |
| Equity capital | 76,451,000 | 79,975,000 | 83,614,000 | 87,339,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,995,000 | 20,490,000 | 31,495,000 | 43,246,000 |
| Interest expense | 1,995,000 | 4,237,000 | 6,762,000 | 9,901,000 |
| Net interest income | 8,000,000 | 16,253,000 | 24,733,000 | 33,345,000 |
| Noninterest income | 498,000 | 1,065,000 | 1,652,000 | 2,278,000 |
| Noninterest expense | 3,818,000 | 7,736,000 | 11,697,000 | 16,165,000 |
| Provision for loan losses | 250,000 | 535,000 | 875,000 | 892,000 |
| Pretax income | 4,430,000 | 9,047,000 | 13,813,000 | 18,566,000 |
| Income tax | 1,110,000 | 2,258,000 | 3,433,000 | 4,531,000 |
| Net income | 3,320,000 | 6,789,000 | 10,380,000 | 14,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,511,000 | 80,029,000 | 83,671,000 | 87,374,000 |
| Total capital | 84,379,000 | 88,146,000 | 92,102,000 | 95,844,000 |
| Risk-weighted assets | 633,428,000 | 655,295,000 | 684,572,000 | 696,163,000 |