Call reports 2017
BISCAYNE BANK — 2017
What BISCAYNE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 780,557,000 | 813,286,000 | 860,357,000 | 892,546,000 |
| Total loans | 647,868,000 | 681,864,000 | 727,854,000 | 755,097,000 |
| Allowance for loan losses | 6,623,000 | 6,971,000 | 7,421,000 | 7,586,000 |
| Securities available for sale | 3,989,000 | 6,472,000 | 4,317,000 | 4,119,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 648,293,000 | 658,157,000 | 666,914,000 | 679,639,000 |
| Interest-bearing deposits | 462,033,000 | 475,956,000 | 480,330,000 | 485,550,000 |
| Noninterest-bearing deposits | 186,260,000 | 182,201,000 | 186,584,000 | 194,089,000 |
| Equity capital | 65,990,000 | 68,222,000 | 70,874,000 | 73,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,092,000 | 16,331,000 | 25,497,000 | 35,084,000 |
| Interest expense | 1,377,000 | 2,794,000 | 4,429,000 | 6,251,000 |
| Net interest income | 6,715,000 | 13,537,000 | 21,068,000 | 28,833,000 |
| Noninterest income | 555,000 | 1,063,000 | 1,568,000 | 2,105,000 |
| Noninterest expense | 3,499,000 | 6,965,000 | 10,475,000 | 13,649,000 |
| Provision for loan losses | 0 | 345,000 | 795,000 | 960,000 |
| Pretax income | 3,771,000 | 7,290,000 | 11,366,000 | 16,329,000 |
| Income tax | 1,355,000 | 2,690,000 | 4,160,000 | 6,907,000 |
| Net income | 2,416,000 | 4,600,000 | 7,206,000 | 9,422,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,994,000 | 68,225,000 | 70,878,000 | 73,142,000 |
| Total capital | 72,329,000 | 74,879,000 | 78,240,000 | 80,745,000 |
| Risk-weighted assets | 506,413,000 | 531,888,000 | 588,803,000 | 612,835,000 |