Call reports 2006
BISCAYNE BANK — 2006
What BISCAYNE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 44,625,000 | 53,615,000 | 65,086,000 | 81,892,000 |
| Total loans | 34,923,000 | 46,353,000 | 52,972,000 | 68,656,000 |
| Allowance for loan losses | 284,000 | 348,000 | 398,000 | 516,000 |
| Securities available for sale | 998,000 | 996,000 | 999,000 | 999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,202,000 | 42,319,000 | 50,870,000 | 60,158,000 |
| Interest-bearing deposits | 31,300,000 | 38,007,000 | 43,970,000 | 52,227,000 |
| Noninterest-bearing deposits | 3,902,000 | 4,312,000 | 6,900,000 | 7,931,000 |
| Equity capital | 9,327,000 | 9,167,000 | 9,014,000 | 9,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 678,000 | 1,522,000 | 2,556,000 | 3,942,000 |
| Interest expense | 243,000 | 578,000 | 990,000 | 1,554,000 |
| Net interest income | 435,000 | 944,000 | 1,566,000 | 2,388,000 |
| Noninterest income | 7,000 | 18,000 | 39,000 | 71,000 |
| Noninterest expense | 475,000 | 1,093,000 | 1,847,000 | 2,588,000 |
| Provision for loan losses | 90,000 | 154,000 | 204,000 | 322,000 |
| Pretax income | -123,000 | -285,000 | -446,000 | -451,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -123,000 | -285,000 | -446,000 | -451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,328,000 | 9,169,000 | 9,014,000 | 9,039,000 |
| Total capital | 9,612,000 | 9,517,000 | 9,412,000 | 9,555,000 |
| Risk-weighted assets | 31,469,000 | 39,211,000 | 46,744,000 | 61,219,000 |
Machine access — free, no API key
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