Call reports 2015
TRUST COMPANY BANK — 2015
What TRUST COMPANY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 27,353,000 | 24,971,000 | 25,004,000 | 20,709,000 |
| Total loans | 17,971,000 | 14,611,000 | 11,965,000 | 11,629,000 |
| Allowance for loan losses | 293,000 | 342,000 | 331,000 | 372,000 |
| Securities available for sale | 233,000 | 225,000 | 196,000 | 188,000 |
| Securities held to maturity | 286,000 | 289,000 | 293,000 | 296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,252,000 | 22,321,000 | 21,769,000 | 20,292,000 |
| Interest-bearing deposits | 21,573,000 | 20,071,000 | 19,641,000 | 17,934,000 |
| Noninterest-bearing deposits | 2,679,000 | 2,250,000 | 2,128,000 | 2,358,000 |
| Equity capital | 612,000 | 145,000 | 693,000 | 291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 186,000 | 370,000 | 558,000 | 690,000 |
| Interest expense | 48,000 | 91,000 | 138,000 | 181,000 |
| Net interest income | 138,000 | 279,000 | 420,000 | 509,000 |
| Noninterest income | 685,000 | 1,579,000 | 2,832,000 | 3,935,000 |
| Noninterest expense | 1,290,000 | 2,568,000 | 3,823,000 | 5,372,000 |
| Provision for loan losses | 0 | 227,000 | 228,000 | 269,000 |
| Pretax income | -467,000 | -937,000 | -799,000 | -1,197,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -467,000 | -937,000 | -799,000 | -1,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 600,000 | 145,000 | 684,000 | 287,000 |
| Total capital | 798,000 | 338,000 | 864,000 | 432,000 |
| Risk-weighted assets | 15,822,000 | 15,320,000 | 14,261,000 | 11,436,000 |