Call reports 2013
TRUST COMPANY BANK — 2013
What TRUST COMPANY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 33,567,000 | 35,613,000 | 33,943,000 | 32,060,000 |
| Total loans | 21,314,000 | 18,065,000 | 17,542,000 | 17,021,000 |
| Allowance for loan losses | 370,000 | 161,000 | 167,000 | 167,000 |
| Securities available for sale | 485,000 | 453,000 | 390,000 | 375,000 |
| Securities held to maturity | 844,000 | 847,000 | 850,000 | 854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,191,000 | 29,850,000 | 28,605,000 | 26,647,000 |
| Interest-bearing deposits | 26,259,000 | 27,132,000 | 25,267,000 | 24,117,000 |
| Noninterest-bearing deposits | 2,932,000 | 2,718,000 | 3,338,000 | 2,530,000 |
| Equity capital | 1,641,000 | 3,049,000 | 2,573,000 | 2,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 318,000 | 609,000 | 912,000 | 1,195,000 |
| Interest expense | 73,000 | 148,000 | 220,000 | 287,000 |
| Net interest income | 245,000 | 461,000 | 692,000 | 908,000 |
| Noninterest income | 669,000 | 1,225,000 | 1,747,000 | 2,428,000 |
| Noninterest expense | 1,227,000 | 2,451,000 | 3,669,000 | 4,946,000 |
| Provision for loan losses | 62,000 | 195,000 | 195,000 | 195,000 |
| Pretax income | -375,000 | -960,000 | -1,425,000 | -1,805,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -375,000 | -960,000 | -1,425,000 | -1,805,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,000 | 1,448,000 | 980,000 | 627,000 |
| Total capital | 54,000 | 1,609,000 | 1,147,000 | 794,000 |
| Risk-weighted assets | 26,968,000 | 24,225,000 | 22,834,000 | 24,267,000 |