Call reports 2012
TRUST COMPANY BANK — 2012
What TRUST COMPANY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 35,347,000 | 34,173,000 | 35,995,000 | 32,720,000 |
| Total loans | 24,094,000 | 22,497,000 | 24,705,000 | 23,386,000 |
| Allowance for loan losses | 360,000 | 344,000 | 321,000 | 321,000 |
| Securities available for sale | 677,000 | 651,000 | 592,000 | 566,000 |
| Securities held to maturity | 831,000 | 834,000 | 838,000 | 841,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,821,000 | 28,963,000 | 27,885,000 | 27,699,000 |
| Interest-bearing deposits | 25,583,000 | 25,948,000 | 22,084,000 | 24,146,000 |
| Noninterest-bearing deposits | 4,238,000 | 3,015,000 | 5,801,000 | 3,553,000 |
| Equity capital | 4,435,000 | 4,042,000 | 4,366,000 | 2,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 350,000 | 746,000 | 1,146,000 | 1,462,000 |
| Interest expense | 87,000 | 161,000 | 232,000 | 300,000 |
| Net interest income | 263,000 | 585,000 | 914,000 | 1,162,000 |
| Noninterest income | 284,000 | 461,000 | 1,614,000 | 2,344,000 |
| Noninterest expense | 792,000 | 1,684,000 | 2,960,000 | 6,268,000 |
| Provision for loan losses | 0 | 0 | 34,000 | 49,000 |
| Pretax income | -245,000 | -638,000 | -466,000 | -2,811,000 |
| Income tax | 0 | 0 | -151,000 | -151,000 |
| Net income | -245,000 | -638,000 | -315,000 | -2,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,150,000 | 2,726,000 | 1,559,000 | 275,000 |
| Total capital | 3,451,000 | 3,058,000 | 1,880,000 | 550,000 |
| Risk-weighted assets | 26,566,000 | 26,604,000 | 30,080,000 | 26,403,000 |