Call reports 2011
TRUST COMPANY BANK — 2011
What TRUST COMPANY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 32,370,000 | 34,713,000 | 35,600,000 | 36,548,000 |
| Total loans | 19,503,000 | 25,549,000 | 23,111,000 | 25,270,000 |
| Allowance for loan losses | 195,000 | 255,000 | 404,000 | 360,000 |
| Securities available for sale | 864,000 | 828,000 | 779,000 | 748,000 |
| Securities held to maturity | 945,000 | 927,000 | 930,000 | 828,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,937,000 | 28,752,000 | 29,967,000 | 30,762,000 |
| Interest-bearing deposits | 22,751,000 | 25,466,000 | 26,413,000 | 26,444,000 |
| Noninterest-bearing deposits | 3,186,000 | 3,286,000 | 3,554,000 | 4,318,000 |
| Equity capital | 4,690,000 | 5,018,000 | 4,660,000 | 4,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 769,000 | 1,185,000 | 1,694,000 |
| Interest expense | 94,000 | 177,000 | 263,000 | 347,000 |
| Net interest income | 265,000 | 592,000 | 922,000 | 1,347,000 |
| Noninterest income | 34,000 | 66,000 | 129,000 | 380,000 |
| Noninterest expense | 491,000 | 1,030,000 | 1,767,000 | 2,605,000 |
| Provision for loan losses | 13,000 | 78,000 | 230,000 | 231,000 |
| Pretax income | -205,000 | -450,000 | -946,000 | -1,109,000 |
| Income tax | -76,000 | -145,000 | -275,000 | -439,000 |
| Net income | -129,000 | -305,000 | -671,000 | -670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,043,000 | 3,382,000 | 3,383,000 | 3,413,000 |
| Total capital | 3,238,000 | 3,637,000 | 3,674,000 | 3,751,000 |
| Risk-weighted assets | 19,281,000 | 24,591,000 | 23,225,000 | 27,061,000 |