Call reports 2025
TEXAS GULF BANK, NATIONAL ASSOCIATION — 2025
What TEXAS GULF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 684,733,000 | 690,439,000 | 695,324,000 | 716,112,000 |
| Total loans | 479,572,000 | 480,180,000 | 493,644,000 | 497,981,000 |
| Allowance for loan losses | 5,296,000 | 5,449,000 | 5,628,000 | 5,730,000 |
| Securities available for sale | 179,613,000 | 176,384,000 | 181,899,000 | 182,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 602,891,000 | 607,761,000 | 612,111,000 | 629,435,000 |
| Interest-bearing deposits | 442,933,000 | 443,047,000 | 454,445,000 | 473,905,000 |
| Noninterest-bearing deposits | 159,958,000 | 164,714,000 | 157,666,000 | 155,530,000 |
| Equity capital | 78,612,000 | 79,422,000 | 78,960,000 | 80,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,775,000 | 17,962,000 | 27,378,000 | 36,991,000 |
| Interest expense | 2,911,000 | 5,838,000 | 8,798,000 | 11,610,000 |
| Net interest income | 5,864,000 | 12,124,000 | 18,580,000 | 25,381,000 |
| Noninterest income | 982,000 | 2,013,000 | 3,177,000 | 4,371,000 |
| Noninterest expense | 5,538,000 | 12,162,000 | 18,091,000 | 24,253,000 |
| Provision for loan losses | 152,000 | 304,000 | 457,000 | 535,000 |
| Pretax income | 1,066,000 | 1,491,000 | 2,939,000 | 4,664,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,066,000 | 1,491,000 | 2,939,000 | 4,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,573,000 | 86,609,000 | 82,921,000 | 84,074,000 |