Call reports 2024
TEXAS GULF BANK, NATIONAL ASSOCIATION — 2024
What TEXAS GULF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 695,366,000 | 706,125,000 | 721,807,000 | 693,805,000 |
| Total loans | 468,653,000 | 486,690,000 | 480,873,000 | 470,020,000 |
| Allowance for loan losses | 4,874,000 | 5,020,000 | 5,100,000 | 5,251,000 |
| Securities available for sale | 196,995,000 | 181,424,000 | 183,379,000 | 184,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 607,795,000 | 618,715,000 | 629,257,000 | 613,784,000 |
| Interest-bearing deposits | 449,514,000 | 452,780,000 | 463,153,000 | 457,527,000 |
| Noninterest-bearing deposits | 158,281,000 | 165,935,000 | 166,104,000 | 156,257,000 |
| Equity capital | 74,032,000 | 73,910,000 | 78,583,000 | 76,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,040,000 | 16,870,000 | 26,157,000 | 35,322,000 |
| Interest expense | 3,305,000 | 6,605,000 | 10,091,000 | 13,227,000 |
| Net interest income | 4,735,000 | 10,265,000 | 16,066,000 | 22,095,000 |
| Noninterest income | 956,000 | 1,892,000 | 2,968,000 | 4,008,000 |
| Noninterest expense | 4,975,000 | 10,094,000 | 15,116,000 | 20,516,000 |
| Provision for loan losses | 154,000 | 304,000 | 456,000 | 608,000 |
| Pretax income | 562,000 | 1,669,000 | 3,282,000 | 4,709,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 562,000 | 1,669,000 | 3,282,000 | 4,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,281,000 | 83,999,000 | 85,111,000 | 86,046,000 |