Call reports 2023
TEXAS GULF BANK, NATIONAL ASSOCIATION — 2023
What TEXAS GULF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 672,739,000 | 684,361,000 | 681,036,000 | 684,847,000 |
| Total loans | 433,991,000 | 447,718,000 | 443,833,000 | 453,345,000 |
| Allowance for loan losses | 4,635,000 | 4,635,000 | 4,781,000 | 4,721,000 |
| Securities available for sale | 210,125,000 | 205,898,000 | 200,494,000 | 209,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 599,563,000 | 578,460,000 | 598,692,000 | 579,366,000 |
| Interest-bearing deposits | 402,664,000 | 396,305,000 | 420,457,000 | 410,184,000 |
| Noninterest-bearing deposits | 196,899,000 | 182,155,000 | 178,235,000 | 169,182,000 |
| Equity capital | 69,328,000 | 67,322,000 | 68,287,000 | 74,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,066,000 | 14,473,000 | 22,181,000 | 30,020,000 |
| Interest expense | 1,818,000 | 4,136,000 | 6,922,000 | 9,938,000 |
| Net interest income | 5,248,000 | 10,337,000 | 15,259,000 | 20,082,000 |
| Noninterest income | 865,000 | 1,728,000 | 2,655,000 | 3,540,000 |
| Noninterest expense | 4,840,000 | 9,766,000 | 14,709,000 | 19,577,000 |
| Provision for loan losses | 3,000 | 4,000 | 157,000 | 308,000 |
| Pretax income | 1,270,000 | 2,295,000 | 3,048,000 | 3,737,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,270,000 | 2,295,000 | 3,048,000 | 3,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,093,000 | 81,752,000 | 82,467,000 | 82,845,000 |