Call reports 2022
TEXAS GULF BANK, NATIONAL ASSOCIATION — 2022
What TEXAS GULF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 672,658,000 | 673,091,000 | 661,445,000 | 674,475,000 |
| Total loans | 389,680,000 | 384,703,000 | 408,009,000 | 432,628,000 |
| Allowance for loan losses | 5,045,000 | 4,935,000 | 4,785,000 | 4,635,000 |
| Securities available for sale | 210,529,000 | 218,147,000 | 216,297,000 | 216,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 596,642,000 | 603,395,000 | 594,043,000 | 588,972,000 |
| Interest-bearing deposits | 390,646,000 | 401,075,000 | 397,793,000 | 390,278,000 |
| Noninterest-bearing deposits | 205,996,000 | 202,320,000 | 196,250,000 | 198,694,000 |
| Equity capital | 73,862,000 | 67,196,000 | 64,529,000 | 66,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,212,000 | 10,917,000 | 17,169,000 | 23,912,000 |
| Interest expense | 243,000 | 562,000 | 1,179,000 | 2,514,000 |
| Net interest income | 4,969,000 | 10,355,000 | 15,990,000 | 21,398,000 |
| Noninterest income | 1,205,000 | 2,876,000 | 3,859,000 | 4,742,000 |
| Noninterest expense | 4,528,000 | 9,227,000 | 13,923,000 | 18,616,000 |
| Provision for loan losses | -147,000 | -294,000 | -440,000 | -586,000 |
| Pretax income | 1,793,000 | 4,298,000 | 6,366,000 | 8,110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,793,000 | 4,298,000 | 6,366,000 | 8,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,394,000 | 79,389,000 | 79,850,000 | 80,309,000 |