Call reports 2020
TEXAS GULF BANK, NATIONAL ASSOCIATION — 2020
What TEXAS GULF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 610,629,000 | 680,472,000 | 678,285,000 | 666,042,000 |
| Total loans | 409,664,000 | 466,188,000 | 472,016,000 | 454,955,000 |
| Allowance for loan losses | 4,766,000 | 4,920,000 | 4,984,000 | 5,137,000 |
| Securities available for sale | 176,904,000 | 189,274,000 | 188,121,000 | 189,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 541,967,000 | 591,719,000 | 563,750,000 | 575,066,000 |
| Interest-bearing deposits | 389,923,000 | 396,978,000 | 374,769,000 | 373,799,000 |
| Noninterest-bearing deposits | 152,044,000 | 194,741,000 | 188,981,000 | 201,267,000 |
| Equity capital | 66,817,000 | 76,288,000 | 77,374,000 | 79,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,543,000 | 13,607,000 | 19,855,000 | 26,200,000 |
| Interest expense | 898,000 | 1,413,000 | 1,825,000 | 2,178,000 |
| Net interest income | 5,645,000 | 12,194,000 | 18,030,000 | 24,022,000 |
| Noninterest income | 978,000 | 1,721,000 | 2,938,000 | 3,760,000 |
| Noninterest expense | 4,410,000 | 8,813,000 | 13,164,000 | 17,601,000 |
| Provision for loan losses | 2,000 | 153,000 | 306,000 | 462,000 |
| Pretax income | 2,220,000 | 4,958,000 | 7,507,000 | 9,727,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,220,000 | 4,958,000 | 7,507,000 | 9,727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,292,000 | 69,201,000 | 69,822,000 | 72,119,000 |