Call reports 2019
TEXAS GULF BANK, NATIONAL ASSOCIATION — 2019
What TEXAS GULF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 597,955,000 | 609,845,000 | 694,121,000 | 663,085,000 |
| Total loans | 389,933,000 | 401,842,000 | 420,270,000 | 416,804,000 |
| Allowance for loan losses | 4,460,000 | 4,573,000 | 4,747,000 | 4,856,000 |
| Securities available for sale | 179,318,000 | 186,984,000 | 190,097,000 | 190,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,296,000 | 530,079,000 | 625,873,000 | 590,575,000 |
| Interest-bearing deposits | 353,163,000 | 369,051,000 | 440,402,000 | 414,996,000 |
| Noninterest-bearing deposits | 176,133,000 | 161,028,000 | 185,471,000 | 175,579,000 |
| Equity capital | 67,020,000 | 70,519,000 | 65,982,000 | 69,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,392,000 | 12,919,000 | 19,739,000 | 27,868,000 |
| Interest expense | 974,000 | 2,143,000 | 3,333,000 | 4,375,000 |
| Net interest income | 5,418,000 | 10,776,000 | 16,406,000 | 23,493,000 |
| Noninterest income | 1,109,000 | 1,940,000 | 2,885,000 | 3,714,000 |
| Noninterest expense | 4,414,000 | 8,764,000 | 13,130,000 | 17,501,000 |
| Provision for loan losses | 152,000 | 306,000 | 460,000 | 564,000 |
| Pretax income | 1,961,000 | 3,652,000 | 5,707,000 | 9,150,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,961,000 | 3,652,000 | 5,707,000 | 9,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,894,000 | 67,950,000 | 63,037,000 | 66,506,000 |
| Total capital | 71,355,000 | 72,523,000 | 67,784,000 | 71,362,000 |
| Risk-weighted assets | 448,581,000 | 463,066,000 | 473,423,000 | 466,720,000 |