Call reports 2018
TEXAS GULF BANK, NATIONAL ASSOCIATION — 2018
What TEXAS GULF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 568,483,000 | 628,394,000 | 610,707,000 | 598,464,000 |
| Total loans | 366,130,000 | 388,138,000 | 386,372,000 | 391,409,000 |
| Allowance for loan losses | 4,324,000 | 4,507,000 | 4,513,000 | 4,312,000 |
| Securities available for sale | 180,768,000 | 184,705,000 | 184,600,000 | 184,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,809,000 | 563,709,000 | 545,150,000 | 518,591,000 |
| Interest-bearing deposits | 328,334,000 | 368,385,000 | 371,749,000 | 333,421,000 |
| Noninterest-bearing deposits | 162,475,000 | 195,324,000 | 173,401,000 | 185,170,000 |
| Equity capital | 61,049,000 | 62,636,000 | 63,358,000 | 64,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,551,000 | 11,474,000 | 17,754,000 | 24,094,000 |
| Interest expense | 567,000 | 1,243,000 | 2,064,000 | 3,032,000 |
| Net interest income | 4,984,000 | 10,231,000 | 15,690,000 | 21,062,000 |
| Noninterest income | 744,000 | 2,059,000 | 2,934,000 | 3,817,000 |
| Noninterest expense | 4,188,000 | 8,448,000 | 12,695,000 | 16,821,000 |
| Provision for loan losses | 155,000 | 312,000 | 315,000 | 321,000 |
| Pretax income | 1,385,000 | 3,530,000 | 5,614,000 | 7,737,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,385,000 | 3,530,000 | 5,614,000 | 7,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,673,000 | 65,159,000 | 66,674,000 | 65,900,000 |
| Total capital | 67,997,000 | 69,666,000 | 71,187,000 | 70,212,000 |
| Risk-weighted assets | 425,465,000 | 449,622,000 | 444,849,000 | 448,041,000 |