Call reports 2017
TEXAS GULF BANK, NATIONAL ASSOCIATION — 2017
What TEXAS GULF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 577,738,000 | 587,504,000 | 574,926,000 | 589,740,000 |
| Total loans | 382,245,000 | 370,893,000 | 365,517,000 | 356,187,000 |
| Allowance for loan losses | 4,135,000 | 4,277,000 | 4,421,000 | 4,313,000 |
| Securities available for sale | 149,803,000 | 160,167,000 | 166,841,000 | 184,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,639,000 | 522,332,000 | 508,761,000 | 524,041,000 |
| Interest-bearing deposits | 346,910,000 | 344,397,000 | 346,251,000 | 343,225,000 |
| Noninterest-bearing deposits | 153,729,000 | 177,935,000 | 162,510,000 | 180,816,000 |
| Equity capital | 60,693,000 | 63,364,000 | 64,192,000 | 63,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,585,000 | 11,249,000 | 16,873,000 | 22,489,000 |
| Interest expense | 461,000 | 925,000 | 1,391,000 | 1,869,000 |
| Net interest income | 5,124,000 | 10,324,000 | 15,482,000 | 20,620,000 |
| Noninterest income | 885,000 | 1,653,000 | 2,411,000 | 3,164,000 |
| Noninterest expense | 4,229,000 | 8,380,000 | 12,550,000 | 16,722,000 |
| Provision for loan losses | 152,000 | 308,000 | 465,000 | 618,000 |
| Pretax income | 1,628,000 | 3,290,000 | 4,879,000 | 6,445,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,628,000 | 3,290,000 | 4,879,000 | 6,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,672,000 | 61,730,000 | 62,715,000 | 63,758,000 |
| Total capital | 64,807,000 | 66,007,000 | 67,136,000 | 68,071,000 |
| Risk-weighted assets | 434,813,000 | 428,447,000 | 421,963,000 | 419,573,000 |