Call reports 2016
TEXAS GULF BANK, NATIONAL ASSOCIATION — 2016
What TEXAS GULF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 533,056,000 | 544,950,000 | 553,859,000 | 571,884,000 |
| Total loans | 355,110,000 | 359,082,000 | 363,850,000 | 387,817,000 |
| Allowance for loan losses | 3,593,000 | 3,703,000 | 3,848,000 | 4,025,000 |
| Securities available for sale | 148,067,000 | 150,096,000 | 161,949,000 | 158,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 471,827,000 | 481,908,000 | 490,183,000 | 486,718,000 |
| Interest-bearing deposits | 337,099,000 | 336,273,000 | 340,748,000 | 336,866,000 |
| Noninterest-bearing deposits | 134,728,000 | 145,635,000 | 149,435,000 | 149,852,000 |
| Equity capital | 59,981,000 | 61,370,000 | 61,797,000 | 59,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,313,000 | 10,601,000 | 15,912,000 | 21,422,000 |
| Interest expense | 407,000 | 828,000 | 1,250,000 | 1,665,000 |
| Net interest income | 4,906,000 | 9,773,000 | 14,662,000 | 19,757,000 |
| Noninterest income | 734,000 | 1,673,000 | 2,568,000 | 3,331,000 |
| Noninterest expense | 4,013,000 | 8,095,000 | 12,249,000 | 16,279,000 |
| Provision for loan losses | 149,000 | 299,000 | 451,000 | 601,000 |
| Pretax income | 1,488,000 | 3,062,000 | 4,540,000 | 6,218,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,488,000 | 3,062,000 | 4,540,000 | 6,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,427,000 | 57,476,000 | 58,439,000 | 59,621,000 |
| Total capital | 60,020,000 | 61,179,000 | 62,287,000 | 63,646,000 |
| Risk-weighted assets | 392,289,000 | 402,002,000 | 414,593,000 | 441,250,000 |