Call reports 2015
TEXAS GULF BANK, NATIONAL ASSOCIATION — 2015
What TEXAS GULF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 514,678,000 | 525,073,000 | 541,424,000 | 542,949,000 |
| Total loans | 323,205,000 | 328,235,000 | 344,883,000 | 347,611,000 |
| Allowance for loan losses | 3,374,000 | 3,375,000 | 3,351,000 | 3,452,000 |
| Securities available for sale | 168,652,000 | 172,962,000 | 172,553,000 | 172,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 455,861,000 | 468,192,000 | 481,359,000 | 467,098,000 |
| Interest-bearing deposits | 319,716,000 | 329,084,000 | 329,240,000 | 323,971,000 |
| Noninterest-bearing deposits | 136,145,000 | 139,108,000 | 152,119,000 | 143,127,000 |
| Equity capital | 55,540,000 | 55,423,000 | 57,137,000 | 58,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,911,000 | 9,915,000 | 15,125,000 | 20,348,000 |
| Interest expense | 366,000 | 741,000 | 1,131,000 | 1,518,000 |
| Net interest income | 4,545,000 | 9,174,000 | 13,994,000 | 18,830,000 |
| Noninterest income | 717,000 | 1,440,000 | 2,217,000 | 2,953,000 |
| Noninterest expense | 3,646,000 | 7,387,000 | 11,242,000 | 15,106,000 |
| Provision for loan losses | 7,000 | 16,000 | 60,000 | 175,000 |
| Pretax income | 1,609,000 | 3,211,000 | 4,909,000 | 6,503,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,609,000 | 3,211,000 | 4,909,000 | 6,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,003,000 | 53,105,000 | 54,355,000 | 55,453,000 |
| Total capital | 55,377,000 | 56,480,000 | 57,706,000 | 58,905,000 |
| Risk-weighted assets | 348,716,000 | 360,712,000 | 376,068,000 | 388,022,000 |