Call reports 2013
TEXAS GULF BANK, NATIONAL ASSOCIATION — 2013
What TEXAS GULF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 494,139,000 | 484,880,000 | 483,717,000 | 487,591,000 |
| Total loans | 257,858,000 | 275,805,000 | 275,590,000 | 281,974,000 |
| Allowance for loan losses | 3,441,000 | 3,620,000 | 3,598,000 | 3,597,000 |
| Securities available for sale | 175,499,000 | 185,864,000 | 182,489,000 | 177,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,686,000 | 432,064,000 | 435,462,000 | 439,123,000 |
| Interest-bearing deposits | 319,120,000 | 314,467,000 | 319,463,000 | 324,997,000 |
| Noninterest-bearing deposits | 124,566,000 | 117,597,000 | 115,999,000 | 114,126,000 |
| Equity capital | 49,471,000 | 46,697,000 | 46,608,000 | 47,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,595,000 | 9,288,000 | 14,236,000 | 19,269,000 |
| Interest expense | 429,000 | 826,000 | 1,216,000 | 1,585,000 |
| Net interest income | 4,166,000 | 8,462,000 | 13,020,000 | 17,684,000 |
| Noninterest income | 674,000 | 1,390,000 | 2,131,000 | 2,897,000 |
| Noninterest expense | 3,419,000 | 7,037,000 | 10,691,000 | 14,334,000 |
| Provision for loan losses | 184,000 | 370,000 | 377,000 | 385,000 |
| Pretax income | 1,237,000 | 2,445,000 | 4,083,000 | 5,862,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,237,000 | 2,445,000 | 4,083,000 | 5,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,155,000 | 43,963,000 | 45,101,000 | 46,279,000 |
| Total capital | 46,596,000 | 47,583,000 | 48,699,000 | 49,876,000 |
| Risk-weighted assets | 296,257,000 | 319,336,000 | 318,418,000 | 326,623,000 |