Call reports 2012
TEXAS GULF BANK, NATIONAL ASSOCIATION — 2012
What TEXAS GULF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 428,622,000 | 437,864,000 | 444,811,000 | 491,973,000 |
| Total loans | 230,301,000 | 240,064,000 | 251,673,000 | 261,050,000 |
| Allowance for loan losses | 2,947,000 | 3,153,000 | 3,235,000 | 3,296,000 |
| Securities available for sale | 176,812,000 | 170,272,000 | 163,374,000 | 168,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,837,000 | 373,187,000 | 395,038,000 | 442,041,000 |
| Interest-bearing deposits | 284,976,000 | 281,137,000 | 301,250,000 | 323,980,000 |
| Noninterest-bearing deposits | 85,861,000 | 92,050,000 | 93,788,000 | 118,061,000 |
| Equity capital | 46,030,000 | 47,249,000 | 48,534,000 | 49,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,436,000 | 8,861,000 | 13,412,000 | 18,213,000 |
| Interest expense | 532,000 | 1,029,000 | 1,506,000 | 1,977,000 |
| Net interest income | 3,904,000 | 7,832,000 | 11,906,000 | 16,236,000 |
| Noninterest income | 626,000 | 1,261,000 | 1,921,000 | 2,609,000 |
| Noninterest expense | 3,128,000 | 6,337,000 | 9,637,000 | 13,020,000 |
| Provision for loan losses | 184,000 | 373,000 | 562,000 | 749,000 |
| Pretax income | 1,218,000 | 2,383,000 | 3,628,000 | 5,076,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,218,000 | 2,383,000 | 3,628,000 | 5,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,609,000 | 39,474,000 | 40,620,000 | 41,917,000 |
| Total capital | 41,556,000 | 42,627,000 | 43,855,000 | 45,212,000 |
| Risk-weighted assets | 261,975,000 | 267,335,000 | 283,143,000 | 298,348,000 |