Call reports 2011
TEXAS GULF BANK, NATIONAL ASSOCIATION — 2011
What TEXAS GULF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 355,433,000 | 384,588,000 | 398,281,000 | 416,386,000 |
| Total loans | 156,586,000 | 185,871,000 | 199,933,000 | 216,951,000 |
| Allowance for loan losses | 2,489,000 | 2,622,000 | 2,629,000 | 2,772,000 |
| Securities available for sale | 173,705,000 | 178,024,000 | 175,776,000 | 175,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,717,000 | 322,984,000 | 338,887,000 | 369,631,000 |
| Interest-bearing deposits | 245,848,000 | 254,499,000 | 263,048,000 | 287,117,000 |
| Noninterest-bearing deposits | 68,869,000 | 68,485,000 | 75,839,000 | 82,514,000 |
| Equity capital | 39,943,000 | 42,510,000 | 45,423,000 | 45,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,551,000 | 7,366,000 | 11,466,000 | 15,708,000 |
| Interest expense | 564,000 | 1,126,000 | 1,676,000 | 2,230,000 |
| Net interest income | 2,987,000 | 6,240,000 | 9,790,000 | 13,478,000 |
| Noninterest income | 578,000 | 1,182,000 | 1,801,000 | 2,435,000 |
| Noninterest expense | 2,919,000 | 5,920,000 | 8,942,000 | 12,084,000 |
| Provision for loan losses | 184,000 | 338,000 | 438,000 | 535,000 |
| Pretax income | 462,000 | 1,164,000 | 2,211,000 | 3,297,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 462,000 | 1,164,000 | 2,211,000 | 3,297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,506,000 | 36,208,000 | 37,005,000 | 37,791,000 |
| Total capital | 37,912,000 | 38,830,000 | 39,634,000 | 40,563,000 |
| Risk-weighted assets | 192,359,000 | 223,759,000 | 234,193,000 | 250,541,000 |