Call reports 2010
TEXAS GULF BANK, NATIONAL ASSOCIATION — 2010
What TEXAS GULF BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 302,453,000 | 317,972,000 | 335,845,000 | 343,255,000 |
| Total loans | 142,091,000 | 152,877,000 | 160,480,000 | 154,538,000 |
| Allowance for loan losses | 1,752,000 | 1,943,000 | 2,132,000 | 2,309,000 |
| Securities available for sale | 130,952,000 | 142,998,000 | 149,942,000 | 160,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,399,000 | 277,794,000 | 293,413,000 | 303,146,000 |
| Interest-bearing deposits | 202,025,000 | 217,019,000 | 231,442,000 | 238,574,000 |
| Noninterest-bearing deposits | 59,374,000 | 60,775,000 | 61,971,000 | 64,572,000 |
| Equity capital | 38,246,000 | 39,101,000 | 41,317,000 | 38,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,299,000 | 6,822,000 | 10,459,000 | 14,104,000 |
| Interest expense | 596,000 | 1,240,000 | 1,870,000 | 2,461,000 |
| Net interest income | 2,703,000 | 5,582,000 | 8,589,000 | 11,643,000 |
| Noninterest income | 661,000 | 1,241,000 | 1,803,000 | 2,385,000 |
| Noninterest expense | 2,471,000 | 4,960,000 | 7,482,000 | 10,306,000 |
| Provision for loan losses | 159,000 | 360,000 | 552,000 | 743,000 |
| Pretax income | 734,000 | 1,503,000 | 2,358,000 | 2,979,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 734,000 | 1,503,000 | 2,358,000 | 2,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,300,000 | 34,069,000 | 34,674,000 | 35,145,000 |
| Total capital | 35,052,000 | 36,012,000 | 36,806,000 | 37,431,000 |
| Risk-weighted assets | 160,663,000 | 172,422,000 | 181,437,000 | 182,864,000 |